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Abstract


BİR EMEKLİLİK ARACI OLARAK TERSİNE MORTGAGE SİSTEMİNİN TÜRKİYE’DE UYGULANABİLİRLİĞİ

The state of the housing market, as well as in the world, is one of the frequently mentioned topics in Turkey. The need for housing is constantly increasing due to both regional population increases and migration. Mortgage system is one of the housing financing methods encountered in purchasing these housing and meeting these rising needs. The purpose of this system is to bring assurance to housing finance providers and also to ensure regular cash flow. ReverseMortgage is a system based on the principle that people with a fixed pension and housing in developed countries convert their homes into cash. The aim of this system is to increase the level of welfare of retired people with fixed income and housing and thus to help increase the liquidity in the economic system. The aim of this study is to discuss the applicability in Turkey of Reverse Mortgage system by examining the applications of the world.



Keywords
Housing market, mortgage, reverse mortgage, applicability in Turkey



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